![]() ![]() The key is to get clarity on your personal spending habits so that you can create a more realistic budget that’s designed with your life in mind. ![]() They link to your financial accounts and automatically. (Maybe saving is wired into these peeps’ DNA.) Others are willing to spend a little more in pursuit of the Good Life. There are a number of apps, software and tools that can help monitor a person’s financial life. OVERVIEW Mint Best for Free, Automated Financial Tracking Jump To Details 0.00 at See It Quicken Deluxe Best for Managing Investments Jump To Details 46.79 Per Year at Quicken See. Some people are very thrifty and only spend on what they absolutely need. Or the surprisingly high amount of money going on groceries each week? You could shop smarter by comparing prices and cutting back on the camembert.ĭon’t forget, money management and spending are highly personal. The big chunk of money you’re giving to taxi drivers each month? Think about public transport. Look for things that weren’t absolutely necessary (like that second martini) or could have been a little cheaper.įor example, that premium music streaming service you’re paying for but haven’t used for the last two months? You could scrap it. 10 Best Expense Tracker Apps Keep your personal and business expenses organized with a handy expense tracker app. You become more aware of where your money goes (just like that Fitness Tracker) and can start to find ways to save. If you have a habit of checking your spending on a daily basis, you’ll soon start to see patterns emerge. By carrying around the notebook with you, you can track exactly where every dollar is goingfrom a small coffee on your way to work to a spending splurge at the mall. You can also set spending limits and reminders, and see your expenses at a. Lastly, you get tax benefits 5 of up to ₹ 46,800/- on the premiums paid, under Section 80C of the Income Tax Act, 1961.Back to your spending. The simplest way to keep track of your finances, especially your cash, is the low-tech way, with a notebook and a pen. An app is an easy way to track your spending at the time you spend. You can also choose to pay the premium monthly, half-yearly, yearly, or stick to a one-time payment. This considerably adds to your overall earnings. Splitwise makes it easy to keep track of every detail, including the total bill, how much each person owes and the outstanding balance. In addition to this, the plan rewards you with loyalty additions 3 and wealth boosters 4 for staying invested for a longer period and paying all your premiums without any defaults. You can choose between equity, balance, and debt funds, and switch between these funds at any point in time, without any additional charges. First, you need to determine all the types of accounts you have. ![]() The plan offers 4 portfolio strategies, and you can choose any of these as per your goals and risk appetite. ![]() This unit linked plan 2 offers two major benefits – Financial protection to your loved ones in the form of a life cover ^ as well as the opportunity to create significant funds for your financial goals. ICICI Pru LifeTime Classic 1 is an ideal wealth creation plan for long-term savings. The first step to keep track of business expenses is to create a business financial account exclusive to your business transactions. Therefore, aim to start saving and investing from your first paycheck. This gives you more time to grow your wealth, and get back higher returns in the longer run. It is advisable to start saving money as early in life as you can. ![]()
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![]() Matter can not be moved around more then one corner at a time. The gun will direct matter around corners behind glass. The gun can not connect to matter that is behind glass. Matter can be moved to a surface behind glass as long as nothing blocks it. If you move matter that you are standing on up, it will move you. If you move into the path of matter that you are moving it will stop. If you move matter again before it is done moving it will stop. Matter can only be moved from one surface to another. This type of matter can be seperated into single cubes if timed correctly and moved while disconnected. Much of the matter in the world of antichamber regenerates itself. If you move matter horizontally you must move yourself with it or eventually it will move out from under you. Matter will only push you up, not to the side. Unstable matter will deteriorate in the direction of the lesser amount, the greater being more stable. Matter is made up of cubes, making it very easy to know exactly how much you are working with. The more matter there is the more time it takes. When you make a square it will fill itself in, creating more matter.Īll matter you destroy is destroyed at the same speed. Placing one block on top of the other will push you up. Once you connect matter it will stay connected.Īnything that moves can be stopped by the matter you create including yourself. It will form bridges that can create multiple paths to your destination, look down and pay close attention to the edges. This type of matter is unstable and will often be destroyed by jumping, or moving too fast. Some matter will appear as the result of proximity. To get the timing correct it helps to look at the plate. If you fall from a height onto a jump plate you can continue downward indefinately. To get the timing correct it helps to look in the direction you are jumping. If you jump again as the plate reaches its peak you will continue to build momentum and gain height. There are plates that when jumped on will spring you back up. ![]() If you can not move through something try moving around it. Often the speed you move at will effect your surroundings. Most puzzles have a very simple solution, though there may be harder more time consuming ones that achieve the same result. Looking through a window at something rather then looking at it directly may change your perspective, and give you more information. Naturally we all look ahead while we move. Just looking in a different direction can change the world around you. Turning around and checking where you came from may take you somewhere else. If the game gives you any advice, take it. Between the signs and locations on the map, the game may teach you what you need to know. If you get some where you have'nt been, you are going in the right direction. If you have not found a gun the color of the puzzle you are trying to solve, you may have to continue on until you do.Īlways explore new places first. ![]() The color of matter is a good indication of your ability to solve this type of puzzle. ![]() ![]() ![]() This is a great feature that wasn’t included in the first application, and users can also customize the downloader and alter its quality and other elements of the video. Pure Tuber will build integration with an option that lets users to download videos they enjoy directly. The application remains based on YouTube’s database which means that all activities will be updated in real-time and users are able to view the history of videos watched to find the most popular or old videos. Users can also create playlists that they can easily modify and also have more options to communicate with other users or videos. It includes playlists, comments, and synchronization across the entire history of users. The best part about the app is that users are able to easily use their existing accounts to access more sophisticated features. The program will also present new options that are more appealing to users and will can have an impact on the other minor factors. This includes altering the colors and interfaces as well as creating a fresh appearance or style for every option in the interface design. In addition, the app is able to be customized in a variety of ways which allows users to alter everything to enhance the experience for users. ![]() However, it doesn’t include a feature for uploading videos however, all other features are fully functional, ensuring users the most enjoyable experience watching the millions of videos available on the world. While the app utilizes an identical database to YouTube but its interface and design is distinct, and even better, more flexibleand easy to work with. ![]() ![]() ![]() Cover with plastic wrap and refrigerate for at least 2 hours or up to 1 day. Save a few cherries or cake crumbs to garnish the top layer. Repeat the layering with the remaining cake, pudding, cherries and whipped cream. Top with half of the pudding, then half of the cherries, and half of the whipped cream. Note: Alternatively you can use the cherry juice from the can for non-alcoholic dessert Black forest brownie trifles. Place half of the cake crumbles in the bottom of a trifle dish. Place plastic wrap directly on the surface of the pudding to prevent a skin from forming, and then cool.įor the whipped cream: Using an electric mixer set on high speed, beat the cream, sugar and vanilla until stiff peaks form. Remove from the heat and stir in the vanilla. In a small bowl, whisk together water, cornstarch and lemon juice to make a. In a medium-sized saucepan, add cherries. Water, vegetable oil and eggs called for on brownie mix box. Instructions Score the baked chocolate cake into small cubes. Stir constantly until the mixture thickens to the consistency of pudding, 3 to 4 minutes. 1 box (19.5 oz) chocolate fudge brownie mix. Put 6 egg yolks, 50g caster sugar and 50g plain flour in a large bowl and whisk until smooth. Stir a couple tablespoons of the hot mixture into the egg yolks, then stir the egg yolks back into the hot mixture to temper. How to make a Black Forest trifle Make the custard. Stir constantly with a wooden spoon while the mixture comes to a low boil and thickens, 7 to 9 minutes. Crumble the cake into medium chunks, cover, and then set aside.įor the pudding: In a large saucepan set over medium heat, combine the cocoa, sugar, cornstarch and salt, and mix well. Pour into the pan and bake until a toothpick comes out clean, about 40 minutes.Ĭool the cake completely. These Vegan Christmas Trifles (Parfaits) are the perfect dessert for a crowd. In a large bowl, sift together the flour, sugar, cocoa, baking soda, salt and baking powder. These Vegan Christmas Trifles (Parfaits) are the perfect dessert for a crowd Layers of tasty ingredients like sponge cake, custard, fruits and more. Grease and flour a 13-by-9-inch baking pan. Prepare the cake mix according to the package directions in a 13×9 pan. ![]() For the cake: Preheat the oven to 350 degrees F. 1 1/2 teaspoons baking soda 1/2 teaspoon kosher salt 1/4 teaspoon baking powder 1 cup buttermilk 1/2 cup canola oil 2 teaspoons pure vanilla extract 1 cup very hot, strong coffee Chocolate Pudding. ![]() ![]() ![]() Nutrichef PKELKN16 Portable Electrical Food Cutter Knife
![]() ![]() At this temperature, 1-inch thick boneless pork chops take between 15-20 minutes to cook.Īfter your pork chops have cooked for about 12 minutes, you will want to check on them often. The best way to keep your pork chops from drying out is to bake them at high temperature for a shorter amount of time. The full recipe with ingredient amounts and instructions can be found at the end of this post.
![]() ![]() The Family Program widens the scope of training opportunities for parents, and helps siblings become an integral part of the camp program. Several families are grouped together to provide increased opportunities for spontaneous peer interaction. Parents and siblings sleep in the cabins with campers. Parents and siblings join their AAC camper at Chatterbox and actively participate in the camp program as a family. The Family Program program targets campers from ages 5 - 15 seeking a week-long family camp experience. All Campers must be able to participate in the program without requiring one-on-one behavioral support. Camp Chatterbox offers three unique programs – aFamily Program for children ages 5 – 15, a Transitional Program for campers 15 - 22 who need support in advancing to an independent camper and an Independent Camper Program for teens and young adults ages 15-22. In a side note, he is extremely bullish on the Indian markets and the startup ecosystem and aspires to travel to every corner of the globe.Camp Chatterbox, sponsored by Children’s Specialized Hospital in Mountainside, NJ, is a weeklong overnight camp for children and young adults, ages 5-22, who use technology such as iPads with AAC Apps, Eye-Gaze devices or Tobii/DynaVox or PRC devices to communicate. He is an eminent member of Lions Club of Citizens Tarang, Young Indians and Don Bosco Alumini. He has been an active debator and MUNner throughout his life with an experience of over 25+ MUNs. His academic accolades include recognitions from Chief Minister of West Bengal, Mamata Banerjee, IIT Delhi, IIM Bangalore among others. He is pursuing MBA from Indian School of Business, Hyderabad and has done his graduation in B.Com Honors from the esteemed Shri Ram College of Commerce, New Delhi. At Chatterbox, he is a strategist and an advisor on board, who brings his network and business insights that would enable the organization to grow exponentially.Īt a personal level, he is director at Choudhury Group- his family business ventures into steel, tea and real estate. He truly believes in the fact that effective communication is the most undervalued yet the best investment in today’s world. With a head for business and a heart for the world, Aman is a young and passionate entrepreneur who has the innate zeal in him to bring about disruption through his ideas. He is a seeker for travel opportunities and aspires to explore every cuisine in the world. Prajwal loves to pair his early mornings with a small pot of freshly brewed Darjeeling tea, with a book on the side. He spearheads all the marketing activities and new-age media initiatives. He is into his family-run print media and printing business in Siliguri, West Bengal. Throughout his school and college life, he has actively participated and organized debating competitions, business fests and Model United Nations conferences from IIMs to MNCs. Prajwal has completed his under graduation from Symbiosis, Pune and marketing exchange program from Macquarie University, Sydney. He is the youngest district evaluation champion of District 124, serving parts of North-East India, Bangladesh and Bhutan. Prajwal has represented his district in multiple contests and bagged accolades. He has served under various capacities from club president to area director When he turned 18, he presented himself with a lifetime Toastmasters International membership. He is at the helm of Chatterbox, building and constantly innovating, one voice at a time. in Economics (Honors) and is proficient in English, Hindi, Nepali, Marwari and Bengali.Īs a mentor/facilitator, Prajwal brings in a gamut of his own first hand experiences in public speaking, storytelling and leadership. In addition to his professional accomplishments, Dhiraj holds a BSc. He is also serving as the Secretary of Lions Club of Siliguri Greater. ![]() He is a Competent Communicator and a Competent Leader (CC,CL) in Toastmasters International and has completed numerous training workshops, including the Certified Dale Carnegie TTT programmes. He has conducted numerous workshops and leadership training programs for entrepreneurs in cities like- Siliguri, Kolkata, Hyderabad, Kathmandu, and Guwahati, among others.ĭhiraj is an active member and Past President of Siliguri Toastmasters Club and has served as the Area Director of Toastmasters Club, Area 41. With his expertise in coaching, Dhiraj has been instrumental in developing the oratory skills of thousands of children. As a certified trainer for Round Table India, Dhiraj has helped over 10,000 professionals and students enhance their communication and public speaking skills. ![]() He is the founder of Chatterbox, a start-up that has made waves across India and Nepal with a stellar presence in over 14 cities. A dynamic and highly skilled facilitator and public speaking trainer with over ten years of experience in the field. ![]() ![]() ![]() Signal phrases usually include the author’s name but can also include the author’s job title or background (“reporter for Washington Post,” “researcher,” “senator,” “scholar,” and so on) and/or the title of the source. To avoid plagiarism: All source material must be cited, and signal phrases are one way to cite a source-however, additional citation formatting may be necessary depending on your citation style.īelow are some guidelines and tips for using signal phrases. In some cases, such as a literature review or the use of a well-known author, specific information about the source is important for the reader to know. To emphasize the source: Signal phrases call attention to the author or source being used. ![]() By marking the boundaries, you also provide a smooth transition for the reader between your words and the source. To mark boundaries: Signal phrases mark boundaries between your words and the source’s words. There are three important reasons to use signal phrases: The nutritionists Young and Robinson propose that an iron-fortified soy sauce is the solution to the anemia problem in the young women of rural China. play video games, with 21% engaging in this activity on a daily basis. The CEO of Lighthouse Consulting predicts “a year of exciting, challenging endeavors that will expand the company’s horizons and stimulate growth throughout the company.”Ī signal phrase introducing a paraphrase:Īccording to a recent survey from Pew Research Center, more than 50% of adults in the U.S. ![]() Signal phrases are short phrases that introduce a quote, paraphrase, or summary they signal to readers that an outside source is being used. ![]() ![]() These studies also increased interest in the commercialization of primary lithium-ion batteries. He observed the formation of a passivation layer that was capable of preventing a direct chemical reaction between lithium and the electrolyte while still allowing for ionic transport across it, which led to studies on the stability of lithium-ion batteries. In early 1958, Harris examined the solubility of lithium in various non-aqueous (aprotic) electrolytes-including cyclic esters (carbonates, γ-butyrolactone, and γ-valerolactone), molten salts, and inorganic lithium salt (LiClO 4)-dissolved in propylene carbonate (PC). SHE), it was quickly realized that lithium could serve well as a battery anode. Considering lithium’s excellent physical properties, such as its low density (0.534 g cm −3), high specific capacity (3860 mAh g −1), and low redox potential (−3.04 V vs. It was only a century later that Lewis began exploring its electrochemical properties. Lithium “lithion/lithina” was discovered in 1817 by Arfwedson and Berzelius by analyzing petalite ore (LiAlSi 4O 10), but the element was isolated through the electrolysis of a lithium oxide by Brande and Davy in 1821. ![]() ![]() Choose a person to be your mate, and they drink when you drink for the rest of the game. The last person who places their thumb has to drink.ĭrinking Mate: “Eight is for mate”. Thumb Master: Whenever the player who drew this card places their thumb on the end of the table, all other players must place their thumbs there as well. You and the chosen player take 2 sips each.įor the men: All the guys take a big sip. ![]() Take 1: If you pick this card, drink 1 sip! Or pick 2 players, and each one of those players needs to take 1 sip. The color and suit don’t really matter in this game. Rules for King’s CupĮach card corresponds to a different action or task. Spread the cards face-down around a large cup that is placed in the middle of the table, and you’re ready to rumble. Play Kings Cup online Setup for King’s Cup If you don’t have any playing cards at hand, just use the online version of King’s Cup. If you plan on getting shitfaced, then you can’t go wrong with King’s Cup.Īll you need is a pack of playing cards and some beverages and a large cup. King’s Cup, also known as “Ring of Fire”, or just “Kings” is the ultimate card drinking game. Just be warned, you should only download the app if you want to play the really dirty version: Play Never Have I Ever online Never have I ever (Extreme) □įor those of you, who already know that you want a more spicey, adult version of Never have I ever, try out our apps. If you want an easy way to play Never have I ever, try out the online version: Never have I ever… slept with someone from work.Never have I ever… broke up with someone while drunk.Never have I ever… smuggled something into another country.Never have I ever… Googled my own name to see what comes up.Never have I ever… drank liquor straight from the bottle.Never have I ever… sent a dirty text to the wrong person.Never have I ever… dressed as the opposite sex.Never have I ever… eaten butter by itself.Never have I ever… agreed with something Donald Trump said.Never have I ever… farted in front of someone I liked.Never have I ever… tried to impress a crush by seeming knowledgeable about things they liked.Never have I ever… been with the former love of my best friend.If only one person is drinking, and the statement was super ridiculous, we all want to hear the story behind it! Never have I ever QuestionsĬoming up with good Never have I ever questions can be tough. If nobody has done said thing, the person who made the statement has to drink. If you have done said thing, take a shot or sip of your drink. Scientist – Whenever someone lands on one of your fields, you can add something to the cup in the middle that has to be drunk by the loser at the end.For example: Never have I ever hooked up with someone I met on Tinder. Then the officer also has to take a shot but is allowed the shot again. The player on your field has to take a shot. Police Officer – When a player lands on one of your fields you can start a shotout. Teacher – When a player lands on your field, (s)he has to say “Cheers to teachers name 5 times before drinking” Drink the same amount of water as you drink alcohol. ![]() Professional athlete – You have to stay hydrated. You have to make the barking sound of a dog (“wuff”) whenever another player passes your car. Veterinarian – You’re a bit too much into your job. The group decides whether your argumentation was good enough.ĭoctor – Whenever someone comes on one of your fields you can give them a shot Lawyer – You can argue why you don’t want to drink. Now everybody takes the shots at the same time The agent secretly decides who gets the Vodka. Now you fill one of them with Vodka and the others with water. Get out as many shot glasses as players are in the game. Secret Agent – When someone lands on your field a round of Russian Roulette starts. Additionally, the winner can hand out 5 sips.Īdditional rules for the Game of Life drinking game The player who has the least money at the end must drink the cup that was mixed by the scientist (see below). In case you bought stocks, you can distribute one sip every time your number is spinned Also, take a sip before every one of your turns… kids are not cheap You’ve got a kid in the game? Congrats! Take a sip to celebrate. If a player chooses to go to college, (s)he has to take a sip before every round until (s)he finished studying Adding the following rules will make it a fun board drinking game for small groups.Īnytime a player accidentally pulls the spinner off its base, (s)he must take a sip ![]() |
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